The problems we solve are personal, whether they are for the individual, family or the business.
Because it is all about your values, your goals, your freedom, and your life.
Total Financial Planning Coordination
Feeling frustrated with conflicting advice from accountants, attorneys, advisors and consultants
Wanting a unified plan where all financial pieces fit together smoothly, separate but synchronized
Wanting a clear, coordinated plan that connects business, personal, and family financial goals
Advice-Only Diagnosis
Want a diagnosis from someone who does not sell financial products
Getting Investment Advice from someone who can just tell it like it is
Organizing Your Money Philosohpy
Feeling overwhelmed by financial paperwork and documents
Wanting clarity and a clear snapshot of financial life
Frustration from feeling disorganized or financially scattered
Unsure if there’s enough life, disability, or health insurance coverage
Wanting affordable ways to protect against emergencies and illness
Life Changes & Transitions
Getting ready to exit/ retire from your business
Worrying about how to afford college costs
Confusion around choosing and using education savings plans (like 529 plans)
Dealing with divorce or separation
Financial stress from losing a spouse or partner
Adjusting to job loss or career changes
Investing & Managing Money
Help with more than just stocks and bonds
Confusion about where or how to invest
Feeling overwhelmed by too many financial accounts
Wanting to reduce risk and feel safer with investments
Frustration from investments that aren't performing well
Stress and anxiety about stock market ups and downs
Needing reassurance and guidance about investment decisions
Balancing real estate, stock porfolios, business, and farm
Retirement/Tax Planning
Fear of running out of money in retirement
Unsure about when retirement is realistic
Not knowing how much money can safely be taken out each year
Confusion about when and how to claim Social Security benefits
Feeling taxes are too high or complicated
Wanting help reducing taxes legally
Investing in ways that lower taxes owed each year
Concerned about handling expensive health care or long-term care costs
Estate, Charity, & Family Legacy
Unclear about how to pass money on to family or heirs
Worried about how inheritance and estate taxes work
Wanting to simplify inheritance processes and avoid court hassles (probate)
Wanting to give money to charity in meaningful ways
Unsure how to align personal values with investment decisions
Emotional Decisions
Wanting to avoid costly emotional investing mistakes
Struggling to make decisions due to fear or procrastination
Recognizing and managing personal biases and money scripts around money
Trouble managing monthly spending and savings
Struggling with debt or loans and wanting to pay them off faster
Not having enough cash to cover regular expenses comfortably
Business Financial Planning
Where did all my money go
Trouble managing unpredictable business cash flow
Confusion around mixing personal and business finances
Unsure how much cash to keep in the business vs. taking personal income
Difficulty creating stable, predictable income from the business
Feeling overwhelmed by business taxes and complexity
Needing strategies to reduce the tax burden legally
Struggling to find tax-efficient ways to take money out of the business
Exit Succession Planning
Not knowing how or when to retire from their business
Worrying about selling the business or passing it to family or employees
Anxiety about whether the business will sell for enough money
Lack of a clear plan for what happens to the business if something unexpected occurs (illness, death, disability)
Not having enough cash to cover regular expenses comfortably
Fear about losing wealth when transferring the business to the next generation
Uncertainty around estate taxes and inheritance issues involving the business
Difficulty balancing fairness among family members in succession plans
We Turn Complex Problems Into Simple & Sophisticated Solutions.
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(815) 683-3034